Final Expense Life Insurance
Final Expense Life Insurance:
Final Expense insurance is a type of life insurance that helps seniors cover end-of-life bills, such as funeral expenses and healthcare.
If you don’t have a final expense life insurance plan in place for the one's that you care for the most, your loved ones will unfortunately be left with the responsibility of paying any remaining expenses. Funeral costs are expensive, and there are probably more costs than you were aware of.
According to the National Funeral Directors Association, the national median cost for a funeral with a burial and vault is close to $9,000. The national median cost for a funeral with cremation is now over $6,000. The benefit you receive from the government when you are on social security is just a small amount of $255.00.
These cost estimates do not include the cemetery plot ($2,000), monument (up to $10,000) or grave marker ($1,000), or miscellaneous items like flowers ($200) or an obituary ($200). If we factor those costs in, the average cost for a funeral with a burial and vault can be more like $15,000.
The funeral estimate obviously doesn’t include other end-of-life costs, such as healthcare and legal expenses. Here’s a list of items your loved ones might be responsible for immediately following death:
Credit card debt
Catering
End of Life Healthcare
Funeral home
Casket
Household expenses, such as utilities
Burial vault/grave liner
Hearse and services car
Removal and transfer of remains
Flower arrangements
Legal expenses, such as probate
Outstanding mortgage/car loan
Travel and lodging for out-of-state family attending funeral
Grave marker
Obituary
Cremation
Embalming and praperation
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Helping Medicare beneficiaries make confident coverage decisions.
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What do these plans cost?
These plans are surprisingly affordable! Many time's you can at minimum get some type of coverage for over a dollar a day. It's important to make sure you have something in place, not for yourself, but your those that you love. Feel free to fill out the form and get a quote or call us directly by pressing the "Click to Call" button above:
Calvert, TX
IronBridge Life is a marketing name used by Jacob Baten, a licensed insurance agent.
NPN: 21373444
Contact: [email protected]
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800 MEDICARE to get information on all of your options.
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